Provided by Specialty Group

Executive and Key Person

The key individuals in a business can make the difference between soaring success or abject failure. Remove that risk with our tailored cover.

A key person, business owner, executive or leader can drive a company’s success. When that person becomes incapacitated, the business may suffer significant financial loss – or even ruin. 

Our insurance can help keep your business running, even if a vital cog is missing, with customised insurance that matches your business needs. 

Best for

Any organisation with a financial interest in the performance of an individual or organisation:

  • Executives
  • Business Owners
  • Hedge Fund Managers
  • Private Equity Partners
  • Private Corporations
  • Public Corporations
  • Financial Advisors
 

 

 

Highlights

  • Protects against loss of revenue and / or unrecouped expenses
  • Protects against share pay out in the event of a Key Person’s death
  • Expert knowledge and breadth of experience in insuring Key Persons
  • Market-leading levels of capacity
  • Worldwide coverage
 


 

 

Summary of coverage 

Key man Disability insurance is an accident and illness policy purchased by a third party to insure for the financial loss of a key person whose expertise and skillset have established them as an irreplaceable asset to their organisation. 

It also benefits businesses concerned about protecting and insuring their human capital asset in the acquisition or investment in a new company, while protecting their short-term cash flow needs. It can take the form of pure key man, buy-sell or business loan covers.

Specific coverage includes:

  • Accidental death – if a Key Person dies because of an injury
  • Critical asset protection – contract frustration caused by the death of a Key Person
  • Permanent total disablement – the premature end to a Key Person's career because of an injury or illness
  • Temporary total disablement – if a Key Person is temporarily incapacitated because of an injury or illness beyond a specified period (known as an excess)
Get in touch
Sovereign Non-payment
Specialty UK

Single or multi-transactional
Specialty Europe

Brochures

BROCHURE

Disability - European team

Specialty insurance products for personal accident insurance in professional sport, entertainment and high limit keyman

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BROCHURE

Disability - UK team

Specialty insurance products for personal accident insurance in professional sport, entertainment and high limit keyman

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Your team

Directory
Head office

Fitzwilliam House
10 St. Mary Axe
London EC3A 8BF
United Kingdom

+44 (0)20 7702 4700
David Keoshegarian
David Keoshgerian

Head of Disability - Specialty Group

Matthew Gandy
Matthew Gandy

Underwriter - Specialty Group

Bradley Cohen
Bradley Cohen

Underwriting Assistant - Specialty Group

Anthony Osterrieth
Anthony Osterrieth

Head of International Business Development - Specialty Group

France

Directory
Main office

36 Rue de Châteaudun
75009 Paris
France

+33 (0)1 53 29 30 00
Linda Hamoum
Lynda Hamoum

UW Manager - Specialty - France

Thomas Traclet-Emsallem
Thomas Traclet-Emsallem

Personal Accident Underwriting Manager

Germany

Directory
Main office

Berliner Allee 26
40212 Düsseldorf
Germany

+49 211 17237-0
Farbod Bayat
Farbod Bayat

Underwriter Specialty

Our offices

Barcelona

Torre Diagonal Mar
Josep Pla 2, 10th floor
08031, Barcelona
Spain

Tel: +34 93 530 7300

Brussels

Avenue du Bourget / Bourgetlaan 42
B-1130
Brussels

Tel: +32 2 218 27 28

Düsseldorf

Berliner Allee 26
40212 Düsseldorf
Germany

Tel: +49 211 17237-0

London

Fitzwilliam House
10 St. Mary Axe
EC3A 8BF, United Kingdom

Tel: +44 (0)20 7648 1300

Paris

36 rue de Châteaudun
75009 Paris
France

Tel: +33 (0)1 53 29 30 00

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why-tmhcc

Why choose Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance.

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